Happy New Year!

This time of year often centers on gratitude and hope. At the same time, I want to acknowledge that for some, the season can bring complexity, reflection, uncertainty, or even difficulty. If that’s true for you, I hope you’re able to give those feelings the space and care they deserve.

Because I know you personally, I can also say with confidence that we are, collectively, a group marked by significant blessings. I feel deep gratitude for the conditions that make my work and life so fulfilling, and you are a central part of that. Your trust, your partnership, and your willingness to engage in an ongoing planning journey are what give my work its purpose and direction.

I approach my work each day with a strong sense of responsibility and intention. The firm’s mission remains clear: to formulate thoughtful strategies and provide disciplined service that supports resilience and long-term prosperity.

In 2025, our work together was productive on several fronts. We experienced positive investment outcomes, continued to deepen our advisory relationships, refined my understanding of your household’s unique goals and constraints, and increased our awareness of emerging trends that inform future strategy. I’m encouraged by this progress and look forward to carrying that momentum into 2026.

Alongside my professional work, this year has been full in the best ways personally. Our daughter Aida was born in September. Annie learned to ride a bike and read her first short story, and she embraced her role as a loving older sister with enthusiasm. In December, our casita project received its certificate of occupancy; soon, the landscaping will be restored, and my parents will move into the new space. Kaylee, my talented and loving wife, scaled back her professional commitments to focus on Aida’s early months. Together, the completion of our home project and the growth of our family have sharpened our focus on community, stability, and resilience.

I’ve included a few photos below that capture moments from our year!

Thank you for choosing me to provide guidance and stewardship for your household. I remain deeply engaged in helping you navigate an increasingly complex landscape with clarity and confidence. As we move into 2026, I’ll continue to look for ways to strengthen your long-term outcomes and support sound decision-making that brings you closer to well-being, contentment, and peace of mind.